No one can legally remove accurate and timely negative information from a credit report. But the law does allow you to request a reinvestigation of information in your file that you dispute as inaccurate or incomplete. There is no charge for this. The first step is to get a copy of your Free Credit Report and check it for accuracy. If you find inaccuracies, contact the credit bureaus and have them removed.

If you are serious about fixing your credit then you should consider getting in touch with a non-profit debt counseling service. Many offer Free Debt Analysis and can help you take charge of your financial situation.

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Get your Report Online Credit Report now from the top 3 bureaus -Experian, Equifax, & Transunion- for FREE. No fees, No obligations. Find out what creditors see instantly.

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