No one can legally remove accurate and timely negative information from a credit report. But the law does allow you to request a reinvestigation of information in your file that you dispute as inaccurate or incomplete. There is no charge for this. The first step is to get a copy of your Free Credit Report and check it for accuracy. If you find inaccuracies, contact the credit bureaus and have them removed.

If you are serious about fixing your credit then you should consider getting in touch with a non-profit debt counseling service. Many offer Free Debt Analysis and can help you take charge of your financial situation.

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Our friends at SpendOnLife can help you SAVE Up To 50% on your interest payments. A trained counselor will analyze your accounts and advise you on the best way to save money and be debt free. You save money, reduce your interest rates, and stop creditor calls. To get your free review and be debt free. Click Here

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